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Automated enhanced-data processing for lower interchange.

Credit Card Level 2 & 3 Data Processing

Automatically optimize qualifying B2B and B2G transactions for lower interchange. BIN/IIN lookup detects company cards, the gateway submits enhanced data where it benefits you, and you can opt in or out at the merchant level.

Every credit card transaction is considered a level 1, level 2, or level 3 transaction. The level increases depending on how much card data is passed.

  • Industry-leading security
  • 24/7 technical support
  • Fast integration process
  • Competitive pricing
  • Scalable solutions
  • Compliance ready

Maximize savings and insights with Level 2 & 3 data processing

Every credit card transaction is considered a level 1, level 2, or level 3 transaction. The level increases depending on how much card data is passed. The higher the level, the more data needed to complete the transactions. Level 2 & 3 data processing is essential for businesses engaged in B2B credit card transactions. Our advanced solutions offer numerous benefits:

L1

Level 1
Basic transaction data — standard consumer card processing

L2

Level 2
Tax amount, PO number — lower interchange for B2B

L3

Level 3
Line-item detail — maximum savings for corporate & government cards
  • Qualify for lower interchange rates and reduce processing fees
  • Automate the capture and submission of detailed transaction data
  • Enhance reconciliation and expense management processes
  • Gain deeper insights into business spending patterns
  • Improve compliance with tax and auditing requirements
Platform Payments
0%
Recurring Payments
0%
Anomaly Detection
0%
Merchant Refund
0%

Other Solutions

Ready when you are

See if you're approved usually within one business day.

No obligation, no impact to your existing processing. Tell us about your business and we’ll find the route.

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